Happy couple receiving car finance approval
Car Finance

Know your budget before you shop

Get pre-approved for finance and shop with confidence. We make the process simple, find you competitive rates, and explain everything in plain English.

Fast Pre-Approval
Competitive Rates
No Obligation

Why Pre-Approval?

Shop smarter with pre-approval

Knowing your budget before you shop puts you in the driver's seat (pun intended).

100%
clarity

Know Your Budget

No more guessing what you can afford. Shop with a clear number in mind.

Avg $1,500
saved on price

Negotiate Better

Pre-approval gives you buying power. Dealers take you more seriously.

Same day
settlement

Speed Things Up

When you find the right car, you can move fast without waiting for finance.

30+
lenders compared

Compare Rates

We shop around for you, so you get competitive rates – not just what the dealer offers.

Zero
hidden fees

Understand Terms

We explain everything in plain English. No confusing jargon or hidden catches.

Free
to apply

No Obligation

Pre-approval doesn't lock you in. Shop around, take your time, decide when ready.

We work with 30+ trusted lenders including:

Trusted finance lender partners

All lenders are accredited and regulated by ASIC. We compare options to find your best fit.

Finance Options

Options for every situation

Whether you're an employee, self-employed, or running a business – we've got options.

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Consumer Car Loans

Standard car loans for personal use. Fixed or variable rates, flexible terms from 1-7 years.

Fixed or variable rates
Terms 1-7 years
New and used cars
No early payout fees
Most Popular
🏒

Chattel Mortgage

Popular with ABN holders and businesses. Own the car from day one with potential tax benefits.

Own the car immediately
Input tax credits (GST)
Balloon payment options
Flexible terms
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Novated Lease

Salary packaging your car through your employer. Pay with pre-tax dollars and save.

Pre-tax payments
Running costs included
FBT savings
No credit check (employer-based)

Not sure which option suits you? Let's chat and we'll help you figure it out.

The Process

How car finance works with us

Simple steps to get you on the road.

Quick Chat
1
15 mins

Quick Chat

Tell us about yourself, your income, and what you're looking to spend.

We Shop Around
2
Same day

We Shop Around

We check multiple lenders to find you the best rates and terms.

Get Pre-Approved
3
24-48 hrs

Get Pre-Approved

Know exactly what you can borrow before you start shopping.

Drive Away
4
Same day

Drive Away

Find your car, we settle the finance, you pick up the keys.

Who We Help

Finance for all kinds of people

Our lender panel caters to a wide range of circumstances.

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Full-Time Employees

⏰

Part-Time Workers

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Self-Employed

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ABN Holders

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First-Time Buyers

✈️

New Residents

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Mixed Credit History

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Pensioners

Don't see your situation? Get in touch – we might still be able to help!

Michelle - happy customer from Gold Coast
β€œBeing self-employed, I thought getting finance would be a nightmare. These guys found me a great rate in just a few days. Made it so easy!”
Michelle K.
Gold Coast

Important Info

We're a credit representative, not a lender. We work with a panel of lenders to find you suitable finance options. All applications are subject to lender approval and terms. Comparison rates apply to example loan amounts and may differ based on your circumstances.

We always recommend reading the terms carefully and asking questions before signing anything. That's what we're here for – to help you understand your options and make the right choice for you.

Ready to Get Started?

Let's find you the right finance

Fill out the form and we'll be in touch to discuss your options. No credit check until you're ready to proceed, and no obligation to go ahead.

Free, no-obligation consultation
We explain everything in plain English
Multiple lenders compared
Fast pre-approval available
30+
Lenders
4.9⭐
Rating
500+
Approvals
No pressure, just a friendly chat

Check your finance options

Tell us a bit about yourself and what you're looking for.

We respect your privacy and won't spam you. Promise!

Questions about finance?

We're happy to chat through your options. No silly questions – we've heard them all!