Your friendly car brokers in Toowoomba
Toowoomba deserves better than Brisbane prices with less choice. We're car brokers who understand what Garden City locals need—reliable vehicles that handle the range road, survive the frosts, and suit your lifestyle. From family SUVs to work utes, we search Australia-wide and deliver to your door.
What's Popular
Cars Toowoomba locals love
Based on what we source for customers in your area
4WDs & SUVs
Rural properties, farm access, and weekend adventures to the Bunya Mountains—Toowoomba loves capable vehicles.
Local Landmarks
Beautiful gardens and great for a weekend drive around town
Stunning escarpment views—test those hill-starts!
Plenty of undercover parking for car inspections
The range road tests your car—brakes, transmission, everything
Local Driving Tips
Whether you take the old road or new bypass, the Toowoomba Range tests your car. Good brakes and reliable transmission are essential.
Toowoomba gets proper frosts in winter. We check battery condition and coolant systems for range driving.
September means extra visitors. Plan around the festival if you're doing car shopping or test drives.
Our Services in Toowoomba
How we can help you
Whether you're buying, selling, or financing – we make it easy.
Buy a Car
Looking for a car in Toowoomba? Tell us what you want and we'll find it. We search everywhere, negotiate hard, and handle all the paperwork.
Learn more
Sell Your Car
Want to sell your car in Toowoomba? Skip the tyre-kickers and dodgy buyers. We find genuine buyers and get you a fair price.
Learn more
Car Finance
Need car finance in Toowoomba? Get pre-approved fast and shop with confidence. Competitive rates, simple process.
Learn moreWhy Toowoomba Locals Choose Us
What makes us different
Local Knowledge
We know Toowoomba and the SEQ car market inside out.
No Pressure
Just friendly advice and honest help. No sales tactics.
Save Time & Money
We do the hard work so you don't have to.
Licensed Brokers
Fully licensed and insured. You're in safe hands.
Happy Customers
What Toowoomba locals say
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“Driving to Brisbane to look at cars was eating my weekends. SEQ Car Brokers found exactly what I wanted and brought it to Toowoomba. So much easier!”
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“Needed a reliable 4WD for the property. They found a great Prado with full service history for $4k less than local dealers. Excellent service!”
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“First time using a broker. They explained everything clearly, no pressure, and found my daughter a safe first car within budget. Would recommend to anyone.”
Areas We Cover
Serving Toowoomba & surrounds
Don't see your area? No worries – we cover all of Toowoomba!
Car Finance
Car Finance in Toowoomba — Rates From 5.09%
Skip the bank queues and dealer markups. We compare 30+ lenders to find you a car loan that actually fits your budget.
Going Direct to a Bank
- ✕1 lender, 1 rate — take it or leave it
- ✕Their products only
- ✕You do all the paperwork
- ✕Standard terms, no flexibility
Through Your Toowoomba Broker
- 30+ lenders compared for you
- Best fit for your situation
- We handle all the paperwork
- Flexible terms & options available
New Car Loans
Competitive fixed rates for brand new vehicles
Used Car Loans
Finance cars up to 15 years old
Refinancing
Lower your current repayments
Bad Credit Options
Solutions for imperfect credit history
Business Finance
Chattel mortgage, lease & hire purchase
Pre-Approval
Know your budget before you shop
Understanding Comparison Rates (What Banks Don't Tell You)
A 5% interest rate sounds great—until you discover $500 in hidden fees. That's why Australian law requires lenders to show a comparison rate: the true cost including fees and charges.
Example:
Loan A: 5% interest + $500 fees = Higher comparison rate
Loan B: 5.5% interest + $200 fees = Lower comparison rate (better deal!)
We always quote comparison rates so you know exactly what you're paying. No surprises, no hidden costs.
Read our complete finance guideBad Credit? You Still Have Options in Toowoomba
Had some financial bumps? You're not alone, and you're not locked out of car finance. Specialist lenders look at your current situation—not just your credit file.
We've helped plenty of Toowoomba locals get approved after being knocked back elsewhere. No judgment—just solutions.
Read: Can you get a car loan with bad credit?Toowoomba Service Area
Mobile service covering Toowoomba and surrounds
We come to you—no need to travel. Service available throughout the greater Toowoomba region.
Ready to Chat?
Let's get started in Toowoomba
Fill out the form and one of our friendly team will be in touch within 24 hours. No pressure, just a good old-fashioned chat about how we can help.
Prefer to chat? Give us a bell:
0422 676 073Let's have a chat!
Tell us a bit about yourself and we'll get back to you within 24 hours.
